Lombard activities and social security of the country: interrelation and interdependence
Main Article Content
صندلی اداریAbstract
The place and value of pawnshops in the financial market are considered in the article. The main indicators of activity of pawnshops are analyzed. The advantages and disadvantages of using the pawnshop services by the population are substantiated. The growth rate of pawnshop activity in Ukraine is determined on the basis of the method of estimating the integral indicator. The nature and specifics of the influence of social security indicators on the activity of pawnshops in Ukraine by means of correlation analysis are revealed. In the constructed econometric model, the factors that influence are the social security indicators of the country and the dependent values are indicators of pawnshop activity. The obtained results revealed a significant correlation between the social security indicators of the country and the indicators of pawnshop activity. The detail of the analysis showed the greatest correlation between the pawnshops' performance and the social security indicator – the ratio of the average monthly nominal wage to the subsistence level for one able-bodied person.
Downloads
Article Details
1. Proposal of Policy for Free Access Periodics
Authors whom publish in this magazine should agree to the following terms:
a. Authors should keep the copyrights and grant to the magazine the right of the first publication, with the work simultaneously permitted under the Creative Commons Attribution-NonCommercial-ShareAlike 4.0 that allows the sharing of the work with recognition of the authorship of the work and initial publication in this magazine.
b. Authors should have authorization for assuming additional contracts separately, for non-exclusive distribution of the version of the work published in this magazine (e.g.: to publish in an institutional repository or as book chapter), with recognition of authorship and initial publication in this magazine.
c. Authors should have permission and should be stimulated to publish and to distribute its work online (e.g.: in institutional repositories or its personal page) to any point before or during the publishing process, since this can generate productive alterations, as well as increasing the impact and the citation of the published work (See The Effect of Free Access).
Proposal of Policy for Periodic that offer Postponed Free Access
Authors whom publish in this magazine should agree to the following terms:
a. Authors should keep the copyrights and grant to the magazine the right of the first publication, with the work simultaneously permitted under the Creative Commons Attribution-NonCommercial-ShareAlike 4.0 [SPECIFY TIME HERE] after the publication, allowing the sharing of the work with recognition of the authorship of the work and initial publication in this magazine.
b. Authors should have authorization for assuming additional contracts separately, for non-exclusive distribution of the version of the work published in this magazine (e.g.: to publish in institutional repository or as book chapter), with recognition of authorship and initial publication in this magazine.
c. Authors should have permission and should be stimulated to publish and to distribute its work online (e.g.: in institutional repositories or its personal page) to any point before or during the publishing process, since this can generate productive alterations, as well as increasing the impact and the citation of the published work (See The Effect of Free Access).
d. They allow some kind of open dissemination. Authors can disseminate their articles in open access, but with specific conditions imposed by the editor that are related to:
Version of the article that can be deposited in the repository:
Pre-print: before being reviewed by pairs.
Post-print: once reviewed by pairs, which can be:
The version of the author that has been accepted for publication.
The editor's version, that is, the article published in the magazine.
At which point the article can be made accessible in an open manner: before it is published in the magazine, immediately afterwards or if a period of seizure is required, which can range from six months to several years.
Where to leave open: on the author's personal web page, only departmental websites, the repository of the institution, the file of the research funding agency, among others.
References
DYACHKOVA, Y. M. (2014) Features of pawnshops activity in unstable economy conditions. Economics and management: problems of science and practice: Collection of scientific articles. Verlag SWG imex GmbH, Nürnberg, Deutschland, v. 2, p. 78–86.
HAU, H. T. (2017) Credit constraint and household income: a quantile analysis approach. Economic Annals-XXI, v. 164, n. 3-4, p. 49-52. DOI: https://doi.org/10.21003/ea.V164-11.
HNYBIDENKO, I. F.; KOLOT, A. M.; ROHOVYI, V. V. (2006) Sotsialna bezpeka: teoriia ta ukrainska praktyka [Social Security: Theory and Ukrainian Practice]. Kyiv: KNEU. (in Ukranian)
ILCHUK, L. I.; DAVYDIUK, O. O. (2018) Kryterii, pokaznyky ta indykatory sotsialnoi bezpeky (sproba analizu). Avaible: http://www.cpsr.org.ua/index.php?option=com _content&view=article&id=230:2013-02-12-08-52-22&catid=16:2010-06-10-20-23-45&Itemid=23 (in Ukrainian).
ILYASH, O. (2014) The principles of state regulation in the sphere of socio-economic security of Ukraine. The Economic Annals-ХХI, v. 7-8, n. 1, р. 24-28.
KHARAZISHVILI Yu. M.; DRON Ye. V. (2014) Prohnozuvannia indykatoriv, porohovykh znachen ta rivnia ekonomichnoi bezpeky Ukrainy u serednostrokovii perspektyvi; analit. dop. Kyiv: NISD (in Ukranian)
NETUDYKHATA, K. L. (2016) Development of pawnshops as the subjects of financial services market in modern conditions. Scientific Bulletin of the International Humanities University. Series: Economics and Management, v. 21, p. 129 133. (in Ukranian)
NOVIKOVA, O. F.; SYDORCHUK, O. H.; PANKOVA, O. V. (2018) Stan ta perspektyvy sotsialnoi bezpeky v Ukraini: ekspertni otsinky: monohrafiia [Status and prospects of social security in Ukraine: expert assessments: monograph]. Kyiv, Lviv: LRIDU NADU (in Ukranian)
ONYSHCHENKO, V. O.; KOZACHENKO, A. V.; ZAVORA, T. M. (2018) Region Housing Policies in Terms of Its Social and Economic Security. International Journal of Engineering & Technology (UAE), v. 7, n. 3-2, p. 12–18, DOI: 10.14419/ijet.v7i3.2.14368.
ONYSHCHENKO, V. О.; ZAVORA, T. M.; FILONYCH, O. M. (2018) The sociological measuring in the implementation of measures of energy efficiency and energy conservation of housing facilities. Naukovyi visnyk Natsionalnoho hirnychoho universytetu, n. 6, p. 131–138. DOI: 10.29202/nvngu/2018/18.
OSADCHYI, Ye. S. (2016) Osoblyvosti diialnosti lombardiv v Ukraini [Features of the activities of pawnshops in Ukraine. Securities Market of Ukraine]. Securities Market of Ukraine, n. 5, p. 77-84. Avaible: http://www.securities.usmdi.org/PDF/979.pdf. Access: 20 October 2019. (in Ukranian)
PARKHOMENKO, E. Yu. (2018) The Institutional Status of Pawnshops and Its Impact on the Audit of Financial Reporting. Business Inform, n. 5, p. 377 383. (in Ukranian)
PUKAŁA, R.; VNUKOVA, N.; ACHKASOVA, S.; SMOLIAK, V. (2017) Improvement of the methodology for assessing the capital adequacy to cover the reinsurance default risk. Economic Annals-XXI, v. 165, n. 5-6, p. 152-156. DOI: https://doi.org/10.21003/ea.
PUKALO, R.; VNUKOV, N. (2016) Reformuvannia rynkiv finansovykh posluh v umovakh intehratsii do yevropeiskoho finansovoho prostoru: monohrafiia [Reforming financial services markets in the context of integration into the European financial space: a monograph]. Kharkiv: TO Ekskluziv. (in Ukranian)
SHAPOVAL, L. P.; ZAVORA, T. M. (2018) Vehicle insurance market competitive position estimation in Ukraine in terms of European integration. International Journal of Engineering & Technology, v. 7, n. 4-8, p. 772-777. DOI: 10.14419/ijet.v7i4.8.27457.
VELYCHKO, L. (2017) Podatok na bidnist: lombardy. Tut skupovuiut kradene i vyruchaiut pidpryiemtsiv ta liudei u bezvykhodi [Poverty tax: Pawnshops. There are buying stolen goods and rescue people and entrepreneurs at an impasse]. Avaible: http://texty.org.ua/pg/article/editorial/read/76444/. Access: 19 September 2019.
VNUKOVA, N. M. (2013) Finansovi aspekty lombardnoi diialnosti: monohrafiia [Financial aspects of pawnshop activity: monograph]. Kharkiv: TO Ekskliuzyv. (in Ukranian)
ZAVORA, T.; CHEPURNY, O. (2014) Forming the diagnostics methods of social security condition in a region. Economics & Sociology, v. 7. n. 1, р. 228–248. DOI: 10.14254/2071-789X.2014/7-1/20.
ZAVORA, T. M.; ILCHENKO, V. O. (2017) Lombard business features in Ukraine. Economics and region, v. 6, n. 67, p. 51 56. (in Ukranian)
ZAYATS, T.; YANEVYCH, N. (2013) Evaluating of effectiveness of social investments financed from the budget of territorial communities. The Economic Annals-ХХI, v. 5-6, n. 1, р. 6-59. DOI: https://doi.org/10.21003/ea.
WEB:
Metodychni rekomendatsii shchodo rozrakhunku rivnia ekonomichnoi bezpeky Ukrainy: nakaz Ministerstva ekonomichnoho rozvytku i torhivli Ukrainy vid 29 zhovtnia 2013 r. № 1277. Avaible: https://zakon.rada.gov.ua/rada/show/v1277731-13. Access: 11 September 2019. (in Ukranian)
Pro diialnist natsionalnoi komisii, shcho zdiisniuie derzhavne rehuliuvannia u sferi rynkiv finansovykh posluh, za 2018 rik. Publichnyi zvit. Avaible: https://www.nfp.gov.ua/files/ZVIT/%D0%9F%D1%83%D0%B1%D0%BB%D1%96%D1%87%D0%BD%D0%B8%D0%B9%20%D0%B7%D0%B2%D1%96%D1%82%202018%20-%20%82.pdf. Access: 14 July 2019.
Pro sotsialno-ekonomichne stanovyshche Ukrainy za 2018 rik. Derzhavna sluzhba statystyky Ukrainy (2019) Avaible: http://www.ukrstat.gov.ua/druk/soc_ek/2018/. Access: 19 August 2019. (in Ukranian)
Rozporiadzhennia Natsionalnoi komisii, shcho zdiisniuie derzhavne rehuliuvannia u sferi rynkiv finansovykh posluh «Pro zminy do deiakykh normatyvno-pravovykh aktiv Derzhavnoi komisii z rehuliuvannia rynkiv finansovykh posluh Ukrainy» vid 14 kvitnia 2016 roku № 793. Avaible: http://search.ligazakon.ua/l_doc2.nsf/link1/RE28824.html Access: 12 July 2019. (in Ukranian)
Ukraintsi nazvaly TOP naivazhlyvishykh problem v Ukraini. Ukrainska pravda (22.05.2018). Avaible: https://www.pravda.com.ua/news/2018/05/22/7181047/. Acess: 14.06.2019 р.
ZAKON UKRAINY N2664-III. «Pro finansovi posluhy ta derzhavne rehuliuvannia rynkiv finansovykh posluh» / u red. vid 07.07.2018. Avaible: http://search.ligazakon.ua/l_doc2.nsf/link1/T012664.html. Access: 10 April 2019.